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Personal Lines

Big Sky Underwriters Personal Lines

...We offer a wide range of products and carriers...

The Personal Lines Department at Big Sky Underwriters is dedicated to providing products that fit your client's needs and unique situations. With our dedication to providing excellent customer service and our 50+ years of combined experience we are happy to help your agency grow.

Department Highlights

  • Experienced & Dedicated Team
  • Nationwide Market Access & Authority
  • Online Rating Systems
  • Admitted & Non-Admitted Carriers
  • AM Best Rating "A" or Better
  • Payment Options & Financing

Target Appetite

  • Homeowners
  • HO-3, HO-4, HO-5, HO-6 & HO-8
  • High Value
  • Unprotected risks
  • Vacation Rentals
  • Business Exposures
  • Dwelling Fire
  • Vacant DP-1 & DP-3
  • Primary woodstove heat
  • "Off the Grid" Dwelling
  • Unique Power Source (water, solar, wind)
  • Manufactured Homes
  • Tenant packge for renter
  • Owner, rental, seasonal, vacant
  • Umbrella & Personal Liability
  • Target/High Profile clients
  • Monoline Liability
  • Farm Liability
  • Personal Article Floater (Inland Marine)
  • Contents in Mini-Storage
  • Jewelry, art furs
  • Firearms, Cameras, Musical Instruments
  • Classic Cars & Golf Carts
  • Wine & Collectables
  • Quake (CA, OR, WA)
  • Yachts & Large Boats

Online Quoting Systems


In addition to an Acord 80 Homeowners or Acord 84 Dwelling Fire please include any additional supplemental applications listed below

Personal Lines Information

American Reliable
Pay by Phone: 800-535-1333
American Reliable Insurance Company
PO Box 4096
Scottsdale, AZ 85261

All Other Personal Lines Carriers:
Payments will be made directly to Big Sky Underwriters
Attn: Perseonal Lines
PO Box 3657
Missoula, MT 59806
800-473-3739 (phone payments not accepted)
American Reliable
Fax: 800-244-4170
Phone: 800-245-1505

National Casualty / Scottsdale Insurance Company
Phone: 800-423-7675

Lexington Insurance Company
File Online
Phone: 800-931-9546

Phone: 1-877-AXA-4ART

Phone: 1-800-233-2160

You may file with the above options or complete an Acord 01, Property Loss Notice and forward to, we will pass onto the carrier. For all carriers not listed above complete a Property Loss Notice and forward to our department.

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