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Farm & Ranch / Equine / Wineries / Nurseries / Dairies

Farm and Ranch owners have a different way of life than other industries, which translates into unique insurance needs. Traditional policies may not effectively cover these exposures. Together with our partners, Big Sky Underwriters provides the ability for your agency to write a policy that goes beyond basic insurance to provide your insured with the appropriate coverage at the best price.

Product Features

  • Direct Bill
  • Installment Plans
  • Risk Control Service
  • Specialized Coverages
  • Broad Range of Product Enhancements

Product Availability

  • Farm Package
  • Personal & Commercial Farm Vehicles
  • Excess Liability
  • Builder's Risk
  • Stop Gap
  • Employer's Liability
  • Transportation Coverage
  • Earthquake Coverage
  • Limited Polution Liability
  • Liquor Liability
  • Equipment Breakdown 

Target Markets

Agribusiness Information

  • All products are available in all states
  • Montana
  • Idaho
  • Wyoming
  • Oregon
  • California
  • North Dakota
  • Colorado
  • Arizona
  • Ask about availability in other states

Travelers Direct Bill Phone Number (800) 252-2268
Travelers CL Remittance Center
PO Box 660317
Dallas, TX 75266-0317

Travelers Epay gives your client the ability to make a payment online at Your insured can also signup to receive an email reminder of a payment due at this same address.

Available Payment Plans
*$6.00 monthly installment charge applies

  • Lump Sum - Balance due on first invoice
  • 2 Pay - 50% down and 1 installment billed semiannually
  • 4 Pay - 25% down and 3 installments billed quarterly
  • 6 Pay - 25% down and 5 monthly installments
  • 10 Pay - 25% down and 9 monthly installments

Please send your full application along with any other required underwriting information to  You will receive a submission acknowledgement letter within 24 hours letting you know the application was received and which underwriter will be working on the risk.

How do I submit a Claim?

Please submit claims directly to the carrier as follows:

By Phone: (800) 238-6225
By fax: (720) 200-8442

What is the department's direct phone number?

The Agribusiness Department's direct phone number is (406) 532-2162 with options for each staff member.

Are policies direct or agency billed?

All policies are direct billed to the insured.

How much is the down payment for new business?

The down payment is a minimum of 25% depending on which installment plan your insured chooses.

The down payment can be mailed directly to Big Sky Underwriters at:
PO Box 3567
Missoula, MT 59806

Where do I send endorsement requests?

Please send your endorsement request to

Can the agent sign a Certificate of Insurance, Evidence of Property Insurance or Binder?

No, the agent cannot sign any of these documents. Big Sky Underwriters is a Managing General Agency and our Agency Agreement Contract prohibits the agent from signing.

When can I expect to see commission on policies & endorsements?

Once the policy &/or endorsement has been applied to Big Sky Underwriters’ account by the carrier, the refund/charge will be reflected in your agency statement the following month.

If you have questions about a specific account, please call our Accounting Department at (406) 532-2165

Will I receive a renewal quote for my upcoming renewal policy?

You will not see a renewal quote. Our policies renew automatically with the carriers and you should see your policy 45-60 days in advance of the renewal date.

How do I cancel a policy for my insured?

You must submit an LPR signed and dated by the Named Insured to

Does Big Sky Underwriters write Log Homes?

Yes, we can write log homes.

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